Dixie Lesley

401k 2025 Limits Catch Up 2025. The most savings allowed in a 401(k) is $31,000 in 2025 for other employees aged 50 through 59, and then 64 and older. In particular, participants can now elect to defer up to $23,500 to 401(k), 403(b), and 457(b) plans in 2025 compared to $23,000 in 2024.

The elective deferral limit for employees who participate in 401(k), 403(b), most 457 plans, and the federal government’s thrift savings plan increases from $23,000 to $23,500 in 2025. This wsj article (paywall) has a handy chart for reference.